Path to Homeownership | Lease Option Buying in Texas

Lease Option Buying

Are you fed up with throwing away your hard earned money every month on rent? Do you want to put your family into a beautiful place they can call home? What’s stopping you? Credit? Past issues? With a lease purchase, you don’t have to face the immediate scrutiny that lenders will put you through, even if you have what you think are “problems”.

Learn How Lease Option Can Help You

Low option consideration.
Many past credit problems are not a problem.
Less qualifying restrictions.
Purchase price is agreed upon and locked in ahead of time.
You are able to check out the area and house thoroughly before purchasing the house.
The property continues to build equity while you are living in it. That equity is yours when you exercise your option!
We offer a home warranty on all properties to cover most repairs such as A/C, water heater, etc.
Option fee is fully credited to the cost of the house.
Part of your rent payment every month is credited to the purchase price, which can also be used towards closing costs.
We work directly with loan officers to assist you in obtaining permanent financing.

Looking for a Lease Purchase Property?

Debt to income.
Bankruptcies? (If so, there are certain time restrictions that have to be overcome.)
Foreclosure? (Again, certain time restrictions are set forth by the lenders.)
Tax lien? (Normally must be paid for finance.)
Many past credit problems are not a problem.
Scores (Although other items are important, most lease option specialists are looking for applicants that are no more than 60 points away from FHA finance.)
Judgement? (Must be resolved for most lenders.)
We offer a home warranty on all properties to cover most repairs such as A/C, water heater, etc.